Financial Considerations

Living Donors: Financial Considerations

Generally, expenses incurred by living donation are covered by the recipient’s insurance or Medicare. These expenses can include:

  • Costs of the evaluation
  • Transplant surgery
  • Post-operative care

The Transplant Financial Coordinators at the Queen’s Transplant Center work with potential donors to discuss the financial aspects of donation.

Expenses that are not directly related to the organ donation are NOT covered costs. Non-covered costs could include:

  • Annual physicals
  • Travel and lodging
  • Lost wages
  • Other non-medical expenses, including services to follow-up on a health concern that may be identified during the organ donor evaluation process.

Insurance Coverage After Donation 

Living donation may sometimes have a negative impact on the donor’s ability to obtain, maintain, or afford health, disability, and life insurance. It is important to talk with the Queen’s Transplant Center’s Financial Coordinator and your current insurance provider(s) to find out if being a living donor could impact your insurance coverage.


Potential donors, families and recipients can call the Queen’s Transplant Center’s Financial Coordinator to discuss your financial concerns/questions. You may also call the Transplant Social Worker to learn more about the National Living Donor Assistance Program, which may provide financial assistance to those who want to donate an organ. They can be reached at 808-691-8897.